Experienced banking professional with over 13 years in Card Operations (Visa, MasterCard), DFS, and ADC, specializing in settlement, reconciliation, and dispute management. Proven leader in project launches and migrations, with expertise in TranzWare CMS, Flora Core Banking, and BankUltimus. Committed to driving digital innovation and operational excellence in the banking sector. I can be contacted directly at zashohag.edu@gmail.com