👋 Hi, I’m Malik. I bring 20+ years of experience in product development, product management, and global team leadership across the fintech and payments space. Over the years, I’ve led the end-to-end launch of cloud-based payment platforms covering Payout, Payin, and Card Issuing, scaling businesses from the ground up to multi-market operations across Singapore, Australia, UK, EU, US, and Hong Kong. My strengths lie in business analysis, strategy, and execution—bridging the gap between technology and business to deliver scalable, revenue-driving solutions. I’ve directed global teams of 60+ engineers and product managers, consolidated platforms for efficiency and margins, and consistently delivered measurable impact (3.5x revenue growth, 4.7x transaction growth). If you’re looking to brainstorm product strategy, refine go-to-market execution, or solve complex challenges in fintech/payments, I’d be glad to share insights from my journey of building and scaling products worldwide.