Economics graduate (Boston University) and IIM Lucknow MBA with 10+ years of experience across risk analytics, credit modeling, financial strategy, and economic research. I offer a cross-disciplinary background—combining the rigor of data science with the clarity of strategic thinking. I specialize in credit risk and resilience-focused roles—building frameworks that help banks, institutions, and economies withstand volatility. My recent work includes U.S. bank failure analysis (2000–2025), synthetic risk transfer modeling, and resilience benchmarking through econometric forecasting. At ICICI Bank, I led the design of credit scoring frameworks, automated regulatory reporting, and optimized pricing strategies across multi-state markets—applying AI, behavioral segmentation, and macro-financial modeling. These experiences were backed by strong people skills, cross-team coordination, and a calm, solution-driven mindset. I’m currently exploring impactful roles in Risk & Resilience Consulting, Credit Risk Strategy (Banking, FinTech, Development) Economic & Policy Research & Management Consulting (Financial Services or Development Focus). 📩 Open to full-time, hybrid, remote, or project-based roles. Let’s collaborate to build resilient financial systems and meaningful economic change.