I am a seasoned BFSI practitioner with 20+ years of leadership at SBM Bank (India) Ltd, HDFC Bank Ltd, Kotak Mahindra Bank Ltd and ICICI Bank Ltd. I blend deep domain expertise across liabilities, advances, wealth and investments with technical fluency in AI/ML‑led digital enablement and specialist skills in risk management and compliance. Most recently, I have spent 2 years focused on risk management and compliance, applying a commercial and operational lens to strengthen governance and controls. Before that, I led revenue, sales and business development teams for 14+ years and built my professional foundation in operations, client services and process improvement over a 7+ year span. I work with C‑suite and senior teams to convert manual sales, operations, risk and compliance workflows into automated, auditable and scalable systems. My work drives business growth, measurable digital outcomes, process automation, improved customer experience and regulatory readiness through strong governance and controls.