Business + Analytics banking professional with 10+ years of experience; specialising in Lending, Cards & Payments across India & UK. Some problems I've solved and worked on: 1. Customer lifecycle - Early Activation, Engagement & Retention on Debit & Credit Cards 2. Emerging Payments - Such as Tokenisation, Single Click Payments, Recurring txns 3. Payment Experience - Achieving higher success rates (esp on card-not-present & cross-border txns) 4. Customer acquisition - Via Product Propositions (Debit Cards) & Sales Channel (Merchant Acquiring)