YOUR PERSONALISED MUTUAL FUND PORTFOLIO REVIEW

Purpose:

A quick, professional review of your existing mutual fund investments and financial health to give you clarity, direction, and actionable insights.

Scope of the Service

1.Collection of Key Personal & Financial Details

• Age, family background, dependents
• Employment status & income
• Fixed & variable monthly expenses
• Existing loans and liabilities
• Current mutual fund investments
• Emergency fund details
• Financial goals (short-term and long-term)

2.Basic Financial Health Check (Ratios & Analysis)

• Monthly surplus/saving capacity
• Emergency fund adequacy
• Debt-to-income ratio
• Monthly saving ratio
• Existing asset allocation split

3.Risk Profile Assessment

• Understanding your comfort with risk
• Risk-taking capacity vs. willingness
• Categorizing your investor profile (Conservative / Balanced / Aggressive)

4.Investment Portfolio Review

• Review of current mutual funds.
• Identify mismatches with goals or risk appetite
• Highlight underperforming or unsuitable investments
• Check for duplication, over-diversification, or product misfit

What You’ll Receive

1. A concise, Portfolio Audit Report

2. Your Investor Profile Summary

3. Key Ratios & Observations

4. Top 5 Actionable Suggestions to improve your financial health

5. Actionable tips to fix gaps

6. Guidance on your goals and risk profile

How this service works:

1.On receiving your booking confirmation, you will be sent an “Investor Questionnaire”

2.On receipt of above details from you, we will connect with you for any further details that we deemed further necessary.

3.After receiving all details to our satisfaction, the “Portfolio audit report” will be prepared within 2 weeks.

4.On receiving this report, we will arrange a detailed clarity call with you wherein we will share our observations and suggestions based on your profile, report and address all your queries up to your satisfaction.