Hi, I'm Karishma, an IT professional with over 6 years of diverse experience. Currently, I work as a Data Scientist at Loyalytics AI, where my primary objective revolves around dissecting the business problems and formulating customized predictive solutions for propensity scoring, risk assessment, loan pricing, and customer segmentation. My expertise lies in executing end-to-end data science projects using Python, SQL, Statistics and Machine Learning. I specialize in developing propensity, risk, and forecasting models. This involves harnessing the capabilities of machine learning algorithms and implementing advanced analytics solutions to enhance the business decision-making process. My career spans across 3 sectors: Finance, Edtech, and Energy. With a postgraduate diploma from Indian Statistical Institute, I have cultivated a solid background in Mathematics, Statistics, and Finance.​​ My passion lies in building scalable data science solutions to enable operational efficiency and deliver improved financial services to customers. I am always looking to expand my professional network and connect with like-minded individuals. If you share an interest in AI/ML, data science, or simply wish to explore opportunities for collaboration and growth, feel free to connect with me on LinkedIn. Let's connect and discover potential avenues for mutual success! Competencies: Python, SQL, Pandas, Scikit-Learn, Azure, Machine Learning, Propensity Modeling, Risk Modeling, Data Mining, Data Visualization, Feature Engineering HackerRank - https://www.hackerrank.com/profile/chand_karishma GitHub - https://github.com/kc113