Data Scientist | Credit Scoring | Model Development/Validation 9+ years of experience Skilled in developing and implementing credit scorecards in retail banking within specified timelines, Expertise in monitoring and validation of risk models while adhering to best practices in industry. Proficient in designing, developing, and implementing analytical tools across platforms and languages (SAS, R, Python, SQL). Strong data-wrangling abilities with a focus on effective communication and analytical prowess. 🎓 EDUCATION Masters in Computational Finance - Institute of Mathematics and Applications, Bhubaneswar B. A. Honours in Statistics - B.J.B. Autonomous College, Utkal University, Bhubaneswar 🛠️ SKILLS Retail Banking Analytics Model Development & Validation Credit Scorecard Development and Implementation Data Analytics Data Science Risk Modelling Statistics / Mathematics Project Management Client Management Stakeholder Management Team Management SAS (6 years) Knime (2 years) R, SQL (8 years) Python (3 years) #DataScience #CreditScoring #AnalyticsExpert