Enterprise technology and platform transformation leader with 24+ years of experience across BFSI, FinTech, Payments, Loyalty, and Digital Financial Platforms. Over the last 15+ years, I have led the architecture, modernization, and scaling of regulated financial ecosystems across unicorn startups. My expertise spans: • Payments, Wallets & Loyalty Platforms • Cloud-Native & Event-Driven Architecture • API-First Platform Engineering • Legacy Modernization & Digital Transformation • Engineering Leadership & Platform Scalability • PCI-DSS, GDPR, DPDPA & Zero-Trust Security • AWS, Kafka, Kubernetes & DevSecOps I have successfully delivered: • 5× transaction growth • 50% OPEX reduction • 80% performance improvement • 90% deployment automation • 70% incident reduction Currently helping startups, scale-ups, GCCs, and enterprises with: • Technology Strategy & Architecture • Platform Modernization • Payments & Financial Systems • Fractional CTO Advisory • Engineering Transformation • Compliance-Native Architecture • Leadership Mentoring & Architecture Coaching Passionate about building resilient, scalable, and future-ready financial platforms that combine engineering excellence with measurable business impact.