Payment Approval Matrix Starter Kit (Free Excel) with Jatin Aggarwal, FCA

Most payment losses in growing companies aren't fraud by outsiders. They're duplicate payments, payments to unverified bank accounts, and spending nobody approved.

This free Excel kit sets up the three controls that prevent them:

• Approval Matrix: 11 payment categories across 4 amount bands, fully editable, with an approver lookup: enter a category and amount, see who must approve

• Payment Controls Checklist: 20 controls scored out of 40, so you know where you stand today

• Vendor Onboarding: 10 checks to complete before any new vendor's first payment

• Payment Run Log: automatically flags duplicate invoices and self-approved payments

Set it up in about an hour. Built by a Chartered Accountant (FCA, ex-Deloitte) with 20+ years in audit, finance and payment controls.

Want it set up and running in your company? Book a Finance Backbone Diagnostic.