"You can't manage what you can't measure"-PETER DUCKER . Being one of the youngest lads in the banking industry at just 16 years and having consulted over 10 firms for debt management and partnered multiple schools to equip them with financial tools to establish a standardised fee payment infrastructure through student loans . The banking industry is a vast marketplace to facilitate yourself with Business Development , Credit Risk management and financial modelling skills which constitute to the 3 pillars of a professional's skill set ( Sales , Operations , Analysis ) . "The problem is not to find the problem but is to face the problem" - One major foundation in the traditional banking credit analysis is CIBIL which determines the financial credibility of an individual is a process which requires manual updation ,prone to technical faults despite the algorithmic advancement affecting interests of consumers is one major goal I as COO of V Care Financial Services would take upon as my contribution to corporate social responsibility .