An ethical Finance professional with a go getter attitude having ~10 years of consistent and proven track record in front office Finance roles. Rich knowledge of financial products (both debt and treasury), their risk-reward profile and regulatory aspects. Skilled in financial analysis, due diligence and negotiating term sheets. Adept in blending various financial products to achieve economically viable debt products. Strong business acumen & hands-on knowledge of Wholesale Banking, Treasury and Trade Finance. My Philosophy: Return OF capital is much more important than return ON capital.