As an Associate Director at Razorpay, I am leading the organizational transformation from a 'Data Ops' to a 'Data Led' function. I build robust processes to ensure data availability, reliability, and democratization, and solve higher order problems across credit risk, portfolio, product, and marketing analytics. I have 13+ years of diverse experience in the fintech industry, with a deep understanding of consumer and business financial products, such as credit cards, small business lending, buy-now-pay-later, and revenue based financing. I have a proven track record of enabling fast-paced, growing organizations with quick and informed decision making through impactful and scalable analytical solutions. I practice answer-first analytics and bring data to the core of strategic decisioning for senior executives. I also have strong expertise in building and managing high-performing analytics teams, with 6+ years of experience in hiring, training, mentoring, and developing new talent. I am a 3AI Thought Leader and Influencer, and a 3AI Pinnacle Awardee, for my contributions to the AI and analytics community. I am passionate about driving data-led transformation and creating value for customers, businesses, and society