Himanshu has a passion for credit cards. It's visible in the way he talks and carries the conversation around them. Not only did he spend more time with me than he promised, he made sure I left with all my questions answered. He's very patient in understanding where you are coming from and what end goal you have from the call and delivers on that promise fully. I attended the 1 on 1 for Credit Cards with absolutely 0 knowledge and he guided me to get the right strategy for me. Plus he's super polite and friendly and it's just easy to have a normal conversation with him. Definitely recommended to anyone who's still looking to get any card related queries resolved.