I am a seasoned technical leader and solution architect with a strong product mindset, boasting 14 years of expertise in shaping innovative solutions in digital payments. My diverse experience spans the development of cutting-edge technologies, including Digital Payments, Mobile Wallets, EMV Solutions, POS solutions, eCommerce Gateways, Checkout solutions, and more. Key Achievements: Successfully developed a robust system and application capable of processing 2000+ transactions per second (TPS) during peak holiday sales, managing requests from 40K+ POS terminals and eCommerce. Pioneered the creation of an analytics product capturing customer behaviour from over 40,000 payment terminals nationwide. This product was pivotal in developing new features to enhance our understanding of customer behaviour, earning recognition in the CEO's top holiday callout projects. Areas of Expertise: Payment Analytics EMV Engineering Standalone and Integrated Applications Terminal Application Development eCommerce Gateway and Checkout Solutions eWIC Payment Tokenization and Network Tokenization On-Prem and Cloud HSM Security Advocacy Processor Certification Automation Contactless Payments Expertise in Ingenico, Verifone, Idtech (vivoPay), SUNMI, and Pax Terminal Applications POS Android Solutions Gift Card and Loyalty Solutions Co-Branded and Private-Label Credit Cards RMS and RMH Attended and Unattended Retail Products I am a passionate advocate for On-Prem and Cloud HSM security, ensuring the highest security standards in all solutions.