Design your Credit Card Strategy (1:1)

Confused about which credit cards to get? Sitting on cards that earn you nothing meaningful? Or just getting started and want to do it right from Day 1?

In this 1:1 session, I'll build a credit card strategy tailored to your spending patterns, travel goals, and lifestyle — so every rupee you spend works harder for you.

Here's what we'll cover:

→ Spending Audit: We'll map your monthly spends (dining, travel, groceries, fuel, online shopping, bills) to identify where you're leaking value.

→ Card Portfolio Design: Whether you have 1 card or 10, I'll recommend the right combination — including which to keep, which to upgrade, and what to apply for next.

→ Rewards Maximization: Learn how to stack accelerators, use SmartBuy/partner portals, and convert points into outsized value through airline miles and hotel transfers.

→ Travel Hacking Basics: Understand how to book ₹50K+ hotel nights for free using welcome benefits, milestone rewards, and smart point redemptions.

→ Fee vs. Value Math: I'll break down the real return on each card after annual fees, GST, and forex charges — no guesswork, just numbers.

Who is this for? Salaried professionals, frequent travellers, business owners, or anyone spending ₹50K+/month who wants to stop leaving lakhs on the table.

What you'll walk away with: A clear, actionable card strategy document — what to apply for, when, and exactly how to use each card for maximum value.