I am self-driven, high energy, passionate Product & Business Development professional with entrepreneurial mind set to drive business. With a consultative approach and passion of servicing customer along with in-depth subject matter expertise, I bring winning ways to the table for stakeholders. Having very strong communication skills, intellectual curiosity and strong business consulting skills. I bring in knowledge sharing of best practices by market leaders organisations with a unique blend of expertise in managing unconventional businesses whether be it setting up financial services in brick n mortar Retail & Wholesale, pre-paid broking model in capital market or driving unique rural alternate channel in Insurance. Expertise & experience in managing multi-channel & distribution model- CFA, Dealers, Sub-Dealers in consumer durables; Agency, Alternate channel in Insurance, Sub-brokers in Capital Market and Retail and Cash N Carry stores for financial services products; leading & driving key initiatives to nurture and expand distribution of relevant products Product Portfolio Managed- Loyalty Programs including Co-branded Credit Cards, Private Label Credit Cards, and Pre-paid Cards Payment solutions- Meal vouchers/cards, Mobile wallet, Card Acquiring & Aggregators Others - Money Transfer (Remittance), Consumer Financing & Insurance Key Skills- # Retail, # Innovation & leverage emerging trends # Product Management & Product Marketing, # Strategic Alliance & Partner Management, # Channel & Distribution, # Business Development, # IT Enhancement- Project Management of Financial services products, # Payment solutions, # Lending # Operation Management & Excellence