As a Data Analyst II at PayPal, I build strategies related to credit risk and recession impact for the Small and Medium Business (SMB) portfolio, using SQL, BigQuery, and Excel. I collaborate with cross-functional teams to mitigate losses and optimize business performance. Previously, I worked as a Senior Analyst and an Analyst at HSBC, where I applied my skills in PySpark, Data Lake, SAS, Alteryx, VBA, and Cognos to various projects in Transaction Banking Analytics and Buyer Supplier Network. I developed forecasting models, automated reports, and identified counterparty opportunities, delivering high-quality and timely insights to the business stakeholders. I hold an M.Sc. in Economics from Gokhale Institute of Politics and Economics and a B.A. in Economics from the University of Delhi. I am passionate about data science and have completed certifications in Alteryx Designer Core and Microsoft Excel. I have also cleared the National Eligibility Test issued by the University Grants Commission. My goal is to leverage my analytical and problem-solving skills to create value for the customers and the company.