I, Dr. Mohd Shahid Ali is currently serving as an Assistant Professor of Finance in the School of Management at IILM University, Gurugram. With over a decade of academic experience, I have contributed significantly to Woxsen University, Motilal Nehru College (University of Delhi), and Jamia Millia Islamia. I earned PhD, MBA, and M.Com. from Jamia Millia Islamia and possesses expertise in finance, accounting, business analytics, and research methodology. My research interests focus on financial inclusion, behavioral finance, fintech innovations, and sustainable finance. I have numerous publications in Scopus and ABDC-listed journals and four international books. Currently I am also working on ICSSR-funded major research projects and one is submitted.