I am a SEBI Registered Mutual Fund Advisor currently managing an investment portfolio of Rs. 15,00,000 (15 lakhs) & running SIP book of Rs. 80,800 per month. Few advices that have resulted in increased income opportunities & reduced their tax liabilities: A family has observed Rs. 2,67,000 increase in yearly income from investing in least risky mutual funds rather than using FDs & savings account