1:1 Personal Finance Planning Session with Dhurav Agarwal

Managing money becomes much easier when you have clarity around where you are today and where you want to go.

In this 1:1 session, we’ll take a structured look at your personal finances, financial goals, cash flow, savings habits, risk profile and overall financial direction.

We can discuss areas such as:

• Income and expense planning

• Budgeting and cash flow

• Emergency fund planning

• Short, medium and long-term financial goals

• Understanding different asset classes

• Risk and diversification concepts

• Retirement and long-term wealth planning

• Basic portfolio planning concepts

• Understanding mutual funds, equities, fixed income and other investment categories

• Financial discipline and decision-making

The objective is not to overwhelm you with financial jargon or randomly suggest products.

I’ll help you understand your financial situation more clearly, organize your priorities, and build a better framework for making financial decisions.

I also bring experience across financial markets, derivatives, portfolio and risk management, quantitative finance and financial planning concepts, which helps me look at financial decisions from both a practical and analytical perspective.

You should leave the session with greater clarity around your finances, your goals, and the next steps you should consider.

This session is intended for financial education and general planning guidance. It does not constitute personalized investment advice, securities recommendations, or buy/sell recommendations.