Hi, I'm Dharmendra, a Toronto based Commercial Insurance Broker and ACE Certified Personal Trainer (CPT). I arrived in Canada as an international student in 2022 and graduated with honours in Insurance Management the same year. Right after landing, I started at Walmart Canada, then transitioned into insurance during my second semester. I've built expertise at BrokerLink, TD Insurance, and now Northbridge Financial Corporation (a leading Canadian commercial P&C insurer), delivering tailored risk solutions for businesses. Complementing my insurance career, I'm an ACE Certified Personal Trainer with 2+ years as a Senior Personal Trainer, clients achieve health and wellness goals through evidence based programs. My path, from newcomer overcoming challenges to succeeding in two dynamic fields, proves the power of stepping outside your comfort zone. I'm passionate about motivating aspiring international students and professionals to explore study options in Canada, pursue rewarding careers (in insurance, fitness, or beyond), and build confidence for long-term success. On Topmate, I offer practical 1:1 guidance on: Newcomer/international student life & career navigation Breaking into insurance or related industries Job search, resumes, and professional transitions in Canada Fitness & wellness strategies for balanced career growth