CreditCards Decoded

Sitting on lakhs of credit card points and still paying cash for flights? Send one DM and get a clear, bookable transfer plan.

WHAT YOU GET BACK

• The right airline program to transfer to, and why

• Exact transfer ratio and points needed per seat

• How many seats your balance actually covers, in economy or business

• An availability reality check for your dates

• The order to book in, plus traps to avoid (irreversible transfers, expiry, bonus timing)

WHAT I NEED FROM YOU - PLEASE SEND ALL 5

1. Route and number of seats you want (e.g. DEL to LHR, 2 seats)
2. Points you hold in every program, with balances (e.g. Amex MR 2,40,000 / HDFC Infinia 1,10,000 / Axis Atlas 60,000). Please be very specific of the card variant you have, otherwise answers will be guessed.
3. Rough travel dates or a flexible window (e.g. mid-March, give or take 5 days)
4. Cabin you want: economy, premium economy, business, first, or "best value possible"
5. One-way or return, and whether nearby airports or a stopover are okay

Without these, I'm guessing - and guessing costs you points. Send all five and you'll get a plan you can act on straight away.

Typically answered well within 72 hours. Will surely help in the direction for you to book the best cabin/have best value