Hi, I’m Gaurav. I work in quantitative credit risk, with a background in economics, analytics, and financial modelling. My experience includes Basel IRB, IFRS 9, PD, LGD and EAD frameworks, credit scorecards, model governance, and quantitative analysis, supported by Python, SQL, R, and advanced Excel. I use Topmate to offer practical guidance to students and early career professionals exploring credit risk, risk analytics, data science, finance, and quantitative career paths. I can help with: • Understanding credit risk and quantitative modelling careers • Breaking into risk analytics and related data roles • Resume and LinkedIn feedback • Project and portfolio positioning • Research methodology and econometric work • Master’s, specialization, and career planning • Learning roadmaps for Python, analytics, economics, and finance My approach is simple. Understand the goal, identify the skill or positioning gap, and work towards a practical next step. I enjoy helping people make clearer academic and career decisions, particularly where finance, economics, risk, and data intersect.