CA & MBA having 7 years of experience as Credit & Risk Analyst in wholesale, Mid Corporate, SME department in Banking Sector & Portfolio Monitoring for Risk Management division. Portfolio Monitoring: An enthusiast in transaction & Portfolio monitoring which includes overdues, early warning signals, limits, internal & external ratings, non performing assets, liaising with Business & concerned teams to enhancing organizational risk profile with mitigated risk assessment, measurement & monitoring. Aspire to be specialist in risk management and analytics with experience in history of Credit Risk sanctioning team credit risk, data analytics and service excellence. A numerical background with a foundation in Management and Finance including a growing knowledge of Comptech software's such as MS office & Financial Banking tools Core working experience: Portfolio management of Risk +Credit appraisal +Risk factoring + Analysing Financial portfolio +SWOT analysis of Micro/ Macro factors and ascertain overall impact on portfolio. Team handling experience in Risk management.