Senior Technology executive with 25+ years driving large-scale product engineering, AI transformation, and global delivery excellence across payments, fin-tech, and enterprise technology. Proven track record leading 400+ person engineering organizations and $40M+ P&L with sustained 7–8% quarterly efficiency gains. Architect of enterprise Agentic AI and GenAI adoption programs — deploying across 10+ accounts delivering 20%+ SDLC productivity improvements. Deep payments domain expertise spanning EMVCo, tokenization, secure remote commerce, and global scheme networks, combined with hands-on AI strategy spanning LLMs, MCP, and multi-cloud architecture