As a Senior Product Manager in Consumer Payments at Amazon, I specialize in driving large-scale product innovations that enhance free cash flow and improve customer experiences. With over 8 years of experience in Product Management and Data Analytics, I have a proven track record of solving complex problems through data-driven decision-making and cross-functional collaboration. Key achievements: - Spearheaded the Backup Payment Method (BPM) at Amazon, driving $10B+ in GMV and boosting Prime customer retention by 10% - Delivered $52MM in free cash flow by optimizing retry penalties and preventing payment failures - Created PayFact, a bi-weekly newsletter providing actionable insights on customer payment behavior, now a staple in Amazon leadership reviews - Designed and launched American Express Early Pay, a groundbreaking B2B Supply Chain Finance product that facilitated $5B+ in early payments Core competencies: Product Management, Payments Optimization, Data Analytics, Predictive Modeling, and Customer Insights. Beyond my work, I am passionate about personal finance. I author a blog, FinancialNavigator, where I share investment strategies and insights, and a developer of StockIntel GPT—a co-pilot for smarter investing.