👋 Hi, I’m Ayush Gupta — a data science professional graduated from IIT Kanpur with 4+ years of hands-on experience in credit risk analytics and modelling domain. 📊 Currently at American Express (as Sr. Analyst - Data Science), I specialize in building and enhancing underwriting models for the US Small Business segment. Before this, I led high-impact credit risk and NPV modeling projects at EXL Services for top-tier US based global consumer banks and fintechs. 🏆 Whether you're looking for guidance on breaking into analytics, building robust credit risk models, or improving model performance, I’m here to help! LinkedIn Profile: https://www.linkedin.com/in/ayush-gupta-025b4b4a/