🏠 Buying Property in Poland as a Foreigner with Anirudh Sharma

I have bought 4 properties in Poland as a non EU national with my wife. I have navigated the foreign buyer questions, mortgage process, notary appointments, property checks, renovations, and the rental market myself. This consultation is for people who want the practical version of buying property in Poland not only the theory.

We will look at your situation, the questions you should ask, the costs you need to plan for, and the mistakes that can become expensive later.

What we can cover

Foreign-buyer and legal process

How to understand the foreign-buyer question in your own case, when permits may need to be checked, what documents and professionals may be involved, and which questions you should take to a lawyer or notary.

Mortgage reality for foreigners

How banks may look at income, employment history, residence status, own contribution, credit history, and property type. We can discuss how to prepare before approaching banks, what to ask a mortgage broker, and how to compare offers beyond the headline interest rate.

Mortgage broker and bank costs

How to choose a broker, what to ask before working with one, and which cost categories to include in your plan.

Understanding the Polish property market

Where to search, how to compare locations, how to think about price versus condition, and how to recognise when a “cheap” property may become expensive after renovation, legal issues, or weak rental demand.

The buying process, step by step

The practical sequence from viewing and negotiation to reservation or preliminary agreements, mortgage conditions, the notary deed, land-register process, handover, and the first costs after completion.

Property inspection and renovation red flags

What I personally check before buying and questions to ask the seller or agent.

Optional listing review

Bring one shortlisted listing to the call. I can give you a practical first view on the location, price logic, visible red flags, questions to ask, and what I would investigate before moving forward. This is not a formal valuation or technical inspection.

By the end of the call, you should have

1. A clearer picture of your own buying route
2. A list of questions for your mortgage broker, bank, notary, lawyer, agent, and inspector
3. A realistic view of the full cost categories not just the purchase price
4. A practical property-checklist for viewings
5. Clear next steps based on your situation