Hi 👋 I'm Anuradha. I help global Indians and expats make sense of money split across countries — EUR salary, INR savings, USD investments, GBP rent. The chaos most of us live in. I'm not a regulated adviser. I'm a money coach: we look at your real numbers in your tracker, find the ONE leak, and walk away with a 30-day plan you'll actually do. Education and coaching only — not regulated financial, tax or legal advice. Some FAQs : Q: Is this regulated financial advice? A: No. It's coaching and education. I'll never tell you to buy a specific stock, fund, or crypto. For regulated advice, please consult a licensed adviser in your jurisdiction. Q: I'm based in India / UAE / UK / Singapore — does this still work? A: Yes. Most of my clients are juggling 2+ currencies. The tracker handles 6+ currencies natively, and the call format is currency-agnostic. Q: Will you give me a refund if I'm not happy? A: For the €99 founding 1:1, yes — if I don't deliver a named leak + written 30-60-90 plan within 6 hours, you reply "refund please" and it's done. For Office Hours and the 3-pack, refund policies are listed on each service page. Q: How do I know which to pick — Office Hours or 1:1? A: If you have ONE specific question, Office Hours (€30) is enough. If you want a deep look at YOUR numbers, book the 1:1. Q: Do you record sessions? A: Office Hours is NOT recorded. 1:1 calls are not recorded by default — if you want to record on your end for personal review, that's fine, just let me know at the start. Q: Languages? A: English. Hindi for casual conversation but the call structure runs in English. Q: When do new Office Hours dates open? A: First Sunday of each month, 6:00–7:30 PM CET. I publish 3 months of dates at a time on this page.