Working as Senior Analyst - Corporate Ratings at India Ratings & Research (Fitch Group), focused on large corporate credit rating of real estate in residential and commercial segments. Previously worked with KPMG as an Assistant Manager in Audit & Analytics, delivering financial performance analysis, risk assessments and audit insights across sectors including manufacturing, FMCG, telecom and services. Qualified Chartered Accountant and CFA Level II Cleared with experience in credit analysis, financial modelling, project finance evaluation and risk assessment. Personally interested in business history, disruptive business models and long-term investing frameworks.