Complete Financial Roadmap

Most people in India do not have a financial plan. They have a collection of products. A SIP here, a term policy there, a Sukanya account because the cousin said so, an EPF because the employer set it up. None of these products talk to each other, and no one has ever sat down with you and asked the basic question — what is all of this actually for?

This is that session. In sixty minutes we will go through your entire money life systematically. We will talk about your real goals (the house you want to buy, your children's education, your retirement, the small business you want to start one day), your honest risk profile, the right mix of equity and debt for your age and timeline, the specific SIP funds and amounts that fit those goals, the gaps in your term plan and health cover, the emergency fund you should be holding, and the actual retirement corpus you need at age sixty.

Within five working days you will receive a written financial plan as a PDF — yours to keep forever. Thirty days later, we will get on a follow-up call to check that you have actually started executing the plan, because plans do not work unless they get done. For the month in between, you have my WhatsApp number for any question that comes up during execution.

This is the session most people should book first. Once your plan is set, everything else — fund picks, tax savings, insurance choices — becomes a small decision instead of a stressful one.