As a Senior Consultant at EY, I work with global banks and top private sector banks in India on domestic and cross-border payment solutions, cash management products for corporates, corporate internet banking platforms, and broader digital transformation initiatives. I specialise in designing intuitive, compliant customer journeys that balance innovation with regulatory requirements. My career began at KPMG, where I conducted internal audits for leading fintechs and global banks, building strong foundations in compliance, operational risk, and internal controls. At HDFC Bank, I led the development of cross-border payment solutions and the creation of web- and mobile-based banking platforms, combining customer journey mapping, backend architecture alignment, and regulatory adherence into scalable, user-friendly products. With ~5 years of experience across consulting and banking, I bring a well-rounded skill set in digital payments, cash management, product innovation, and governance. I hold an MBA in Banking & Finance from the National Institute of Bank Management, a BBA in Marketing from Bharati Vidyapeeth University, and an international certification in Business Strategy & Marketing from Linnaeus University, Sweden. I am passionate about building impactful payment ecosystems and collaborating with professionals who share the vision of transforming financial services.