You must have listened to the CEOs/Founders talking about AI, ML, Data, Modelling, etc. but, have you ever listened to them explaining the probability, distributions, simulations, etc.? I can bet you have not. And that is where the actual problem lies. These guys have to rely on millions out there claiming to be the best and do not know who to pick and how to pick. In my 16+ years of experience with data-driven risk management in Financial Services specially Microfinance, Payments and Fintech space, I came across plenty of solutions/strategies that did not work and that has taught me a very special skill of not getting excited easily with anything or any new idea of doing the same old thing by anyone from "any" background (university or company to be precise). So, if you're not sure whether to trust your "Strategists" or not, or your "Data Scientists" are cooking it right or pouring extra salt, chilies or sugar in it - I can help you figure it out. Apart from that, if you are in an early stage of your journey and do not want to spend a lot on a permanent resource. I can be your Fractional Risk guy. Why? Because I can: - understand and write code - understand the math and statistics behind all this - understand the ground realities and regulatory landscape - tailor the risk management as per the length, width and depth of your business - last but most important, I will table the right questions to drive the thought process in the required direction.