23 years of experience in BFSI Domain. Heading Credit Risk Operations for Citibank Corporate and Commercial Banking Group for Asia Pacific franchise -present across 14 countries. Highly accomplished and results driven leader with a track record of success in credit risk operations within the dynamic landscape of MNC banking. Recognized for driving strategic risk management initiatives, optimizing operational processes, whole sale lending transformation and fostering cross-functional collaboration. Excellent interpersonal and communication skills to engage with stakeholders at all levels, including executive leadership, regulatory bodies and auditors. Proven ability to build strong relationships and influence key stakeholders to drive consensus and achieve organizational goals. Credit Risk Operations provides services relating to Credit facility set-up and managing Legal documentation, collateral management. Expertise in Regulatory reporting pertaining to credit risk viz. CRILC, SMA report etc.