Ajinkya Nalamwar

I've been using this exact system to track my income, spending, investments, and net worth every month, this is that same tracker, cleaned up and ready for you to use from Day 1.

What's inside:

✅ A dedicated tab for every month, pre-built from Jan 2026 through Dec 2028

✅ A Summary tab that pulls every month's numbers automatically, no manual re-entry

✅ A Net Worth tab that grows on its own based on what you invest each month

✅ A Dashboard with your Savings Rate, Financial Health Score, and trend charts, always showing your latest month

✅ A built-in AI Personal CFO Prompt, works with ChatGPT, Claude, Gemini, or any AI chat, that walks you through setup and gives you a full financial analysis whenever you want one

Who this is for:

Anyone who wants to actually see where their money goes every month, without building a spreadsheet from scratch or hiring anyone.

How it works:

1. Get the sheet, make your own copy
2. Copy the built-in AI prompt into any AI chat
3. Answer a few quick questions
4. Fill in your numbers each month, the rest updates itself

📌 I am not a SEBI registered advisor. I simply share my own experiences and what worked for me. This is purely for educational purposes, please do not apply my views or inputs directly to your own financial setup. Consult a certified financial advisor before making any decisions.