Ajay Tiwari is a seasoned data science professional over 16 years of experience in delivering a wide range of solutions (models and insights) to many mid-size to large P&C insurers from the US, UK, and Germany. These solutions provided significant value to all major functions of the organization such as marketing, sales, pricing, underwriting, distribution channel, and claims. Some of the delivered solutions include • Fraud mitigation (underwriting and claims) • Improving online quote conversion • ML-based pricing models • Customer retention • Customer lifetime value • Claim cost optimization (ML-based assignments, subrogation recovery, litigation avoidance, etc.) • Text mining-based insight generation LOBs where solutions implemented – Auto, property, liability, workers compensation, animal health, legal protection Ajay is an expert in a diverse range of data science tools and techniques ranging from traditional Generalized Linear Models to advanced supervised and unsupervised machine learning algorithms. Tools used – SAS, SQL, EMBLEM, R & Python. He is highly experienced in building and growing analytics engagements and relationship management with stakeholders. By education Ajay is an Economics graduate from Banaras Hindu University and MBA in International Business from PSG College, Coimbatore, he has completed a one-year executive education program in Advance Business Analytics from ISB, Hyderabad and holds multiple CPCU certifications from The Institutes, USA.