Services
Video meeting . 30 mins
New to Credit Cards? Start Here
Perfect beginner session for building the right foundation.
Video meeting . 45 mins
Credit Card Portfolio Review
Get your existing credit card portfolio reviewed & optimised
Video meeting . 60 mins
Luxury Travel Blueprint (Most Popular)
Learn how to travel luxury while spending significantly less
Video meeting . 30 mins
Tax Payment Reward Optimisation
Maximize rewards on tax payments and business expenses.
Priority DM . a day reply
Credit Card Portfolio Health Check
Unlock Hidden Value in Your Existing Credit Cards
About me
Hello Folks! 👋
Ever wondered if Luxury Travel at barely Zero Cost is actually possible?
Yes, it is — and I’m here to prove it.
Let me bring you my real-life experience and offer a 1:1 mentoring session to help you achieve the same!
✳️ Brief Background:
✈️💳 Like many people, (Back in 2019) I started with my first credit card (Amex Travel Card) application getting rejected.
Fast forward a few years, and I've built one of the strongest premium card portfolios (listed below) in India while learning how to maximise every rupee spent.
My Wallet:
* Axis Magnus Burgundy (LTF)
* HDFC INFINIA
* ICICI Emeralde Private
* HDFC Biz Black
* YB Marquee … and many more..
💡 In just 5–6 years, I’ve turned everyday spends into free luxury travel & stays:
🌏 Trips fully on points: Bali, Vietnam, Singapore, Australia (Dec 2025)
🏨 Ultra-premium stays (zero cost): Raffles Seychelles, Sofitel, Mercure, Movenpick, Marriott, Kempinski, Savoy & more
🚀 What I offer:
A clear roadmap to maximize returns + tested strategies:
🏦 Tax payments → savings up to 14%
🏨 Hotels & resorts → 72% savings (with monthly capping) or 30% uncapped
✈️ Flights → up to 30% savings
🚗 New car downpayment (~₹9L) → points worth ₹1.5L
✨ Disclaimer: I’m not an influencer or face with thousands of followers. I’m a Senior Data Engineer (7 yrs exp.) who’s cracked the system with patience & the right strategy.
👉 Open to all, If you’re:
* Just starting your credit card journey, or
* Have premium cards but unsure how to unlock their full potential?
* Personal strategies to earn lacs worth of points
Connect with me 1:1 via DM — I’ll reply individually and share ground reality, no exaggerations—how I went from my first rejection to flying & staying around the world at zero cost, with further details and a personalised video session.