With nearly two decades of experience in the credit card and payments industry, I specialize in product strategy, yield management, and AI-driven fintech solutions. My career spans leadership roles in product development, credit card lifecycle management, and payments innovation. I have worked with some of the leading financial institutions, driving initiatives like EMI on Debit Cards, subscription management for issuers. If you're looking to discuss: ✅ Credit card portfolio growth & yield optimization ✅ Fintech trends, payments innovation, and AI in banking ✅ Product development & GTM strategies for financial services ✅ Monetization strategies for fintech startups Let's connect! I'm happy to share insights and help you navigate the evolving fintech and credit card landscape.