Aalok is an experienced management consulting professional with more than 12 years of demonstrated history in leading digitally enabled strategy and business transformation initiatives in Banking and Digital Financial services both in public and private sector internationally. He has worked on ideating national and organizational strategy and transformation programs in the mentioned areas in the Middle-East(UAE), West Africa, South-East Asia, Caribbean, UK and the USA. He has worked on multiple assignments with National governments, International donor agencies, Central banks and global banks. The focus of his work involves conducting data driven diagnostics and insights, creating digitization strategies and roadmaps, Target Operating models, in-depth research and analytics, Go-To market strategies, Business and technology requirements, large scale transformation program management, Solution designs, pricing studies and sustainable business models in the Digital Payments, Public sector and Banking and Financial services sector.