Ramya Grama

Topic: Financial Wellness: Your Guide to Personal Finance and Smart Investing.

1. Budgeting and Saving: Learn to create a budget, save effectively, and build an emergency fund.
2. Debt Management: Understand different types of debt and strategies to pay them off.
3. Investing Basics: Discover various investment options and the importance of diversification.
4. Retirement Planning: Start planning early with retirement accounts like 401(k) and IRAs.
5. Financial Goals: Set, plan, and regularly review your short-term and long-term financial goals.